Indias First Online Destination to Buy, Sell & Lend Gold Jewellery in Minutes
We are a Gold Specialist
Ruptok is India’s first Jewellery Exchange App where you can sell, purchase and take loan against your gold/diamond jewellery in minutes at one single point. Our team of expert valuers are spread across 14 cities.
We are Gold Specialist that offers services to people in India for anything to do with Gold. RupTok is the only online company to offer the highest Gold value per gram for doorstep disbursement service through trusted partners with absolutely no processing fees and no hidden charges.
Our unique and unmatched features:
- Best price for your jewellery
- Instant cash in your bank account
- Open & transparent bidding process.
- Buy new as well as pre-loved jewellery
- Ruptok certified valuation
- Manage all jewellery documents at one place
- Avail services like insurance, tokenisation and valuation for your jewellery.
- Choice of Loan Repayments
- Highest rate per gram
- 30 Minutes Doorstep service available these cities viz. Delhi NCR, Mumbai MMR, Jaipur, Pune, Nashik, Hyderabad, Surat, Vadodara, Vapi, Bengaluru, Vishakhapatnam, Kolhapur, Sangli & Silvasa
- Simple Interest schemes for doorstep disbursement with Zero processing fees and no step up interest rates.
- 60 minutes loan disbursement for PAN India customers at the branch assisted model of the Bank or NBFC.
Note: We don’t charge any service fees to the borrowers.
Loan Process:
- Download the app and apply for the fresh Gold Loan or request for Loan Transfer
- Based on your location and desired amount, get to compare and decide the best suitable lender and its schemes displayed on the result screen of an app.
- Know the required gold quantity against the desired loan amount or know the eligible loan amount by entering the available quantity of gold on the Gold Loan calculator.
- Select the suitable product of a lender and fix an appointment either to visit the branch or request the loan manager at your doorstep at your convenient time (for Delhi, Mumbai, Jaipur and select locations)
Product Details:
Loan Amount
- Minimum Loan Amount: INR 5,000
- Maximum Loan Amount: INR 50,00,000
Tenure:
- Minimum Tenure: 6 Months
- Maximum Tenure: 12 Months
Interest Rates:
- Minimum Interest Rate: 10%
- Maximum Interest Rate: 24%
APR:
- Minimum APR: 10%
- Maximum APR: 25%
Processing Fee: 0% to 1%
Foreclosure Fee: Nil
Repayment Schemes: Monthly Interest
Rate Per Gram: Upto 80% Value of Gold. RPG Varies from Banks to Banks as per the prevailing Gold Price.
Note: We do not provide any loan with less than 60 day repayment period in accordance with Google Policy.
Representative example:
For a Gold Loan of INR 1,00,000 extended at an Annual Interest rate (APR in this case) of 12% for a tenure of 6 months, then the overall interest payable will be INR 6,000 only
Interest Calculation Example:
If the Loan Amount is INR 100,000 and the Interest Rate is 12% Per Annum for a tenure of 6 months with zero processing fees then the overall interest payable is INR 6000 for 6 months (Customer pays simple interest of INR 1,000 every month for the next 6 months and the overall interest payable amounts to INR 6,000 with the APR of 12%). Customer repays total of INR 1,06,000 (Principal + Interest) for 6 months loan tenure. Customer has an option to pay the principal balance anytime during the 6 month’s tenure.
These numbers are indicative and subject to change from time to time depending on the gold loan schemes chosen by the customers.
Contact Us:
For More Information, write an email to us on: [email protected]
Website: www.ruptok.com, Or Give a Missed Call on: +91-9513319778
Address: RupTok Fintech Private Limited, G-56, Opposite Evergreen Sweet House, Green Park, New Delhi, Delhi 110016